These examples sare intended to give you a good idea of broadly what to expect.

1. Couple with £50,000 each in shares ISAs

PartyInitial FeeAnnual Fee
Candid1.00%0.60%
Fund ManagersNil0.60%
PlatformNil0.25%
Total1.00% (£500)1.45% (£1,450)

2. Individual with a £400,000 pension in income drawdown

PartyInitial FeeAnnual Fee
Candid0.40%0.40%
Fund ManagersNil0.60%
PlatformNil£440
Total0.40% (£1,600)1.11% (£4,440)

3. Couple with £1 million: £250,000 each in shares ISAs and a £500,000 pension

PartyInitial FeeAnnual Fee
Candid0.25%0.25%
Fund ManagersNil0.60%
PlatformNil£800
Total0.25% (£2,500)0.93% (£9,300)