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Many of our clients saved thousands of pounds a year by switching to us. Take a look to see how much you might save.

Welcome to Candid Financial Advice

Justin Modray

We are an Independent Financial Adviser providing no-nonsense, impartial, low cost financial advice to individuals around the UK.

Our aim is to give you excellent advice, service and value for money in a relaxed and friendly manner. We hate jargon and high charges, so work hard to find the most cost effective solutions and communicate in plain English.

We work with clients who have between £100,000 and £5 million and are very often able to save them a substantial amount of money on their previous arrangements thanks to our low fees. Take a look at some example cost savings.

Before agreeing to become a client, or spend a penny in fees, we are happy to invest time getting to know you and letting you get to know us. We only take on a new client when it is clear we can add real value.

Please take a look around the site including our client feedback to find out more. We'll welcome your call or email to answer questions or discuss how we can help.

Justin Modray

As featured by:
BBC1, BBC2, Radio4, Radio5, News24, FT, The Times, Sunday Times, Daily Telegraph, Daily Mail, Mail on Sunday, Independent, Observer, Guardian, Daily Express, Herald Scotland, Moneywise, Money Observer, Shares, First Time Buyer, Men's Health, thisismoney, interactive investor and more...

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