These examples are intended to give you a good idea of broadly what to expect.

1. Couple with £50,000 each in shares ISAs

PartyInitial FeeAnnual Fee
Candid1%0.60%
Fund ManagersNil0.50%
PlatformNil0.10%
Total1.00% (£1,000)1.20% (£1,200)

2. Individual with a £400,000 pension in income drawdown

PartyInitial FeeAnnual Fee
Candid£2,0000.40%
Fund ManagersNil0.50%
PlatformNil0.13%
Total£2,000 (0.50%)1.03% (£4,120)

3. Couple with £1 million: £250,000 each in shares ISAs and a £500,000 pension

PartyInitial FeeAnnual Fee
Candid£3,0000.25%
Fund ManagersNil0.50%
PlatformNil0.12%
Total£3,000 (0.30%)0.87% (£8,700)